Sweetwater Mortgage Company and Texas Homeplace Mortgage Company
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NMLS ID#225711     
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Sweetwater Mortgage Company was founded January 1, 1994 by Jim Norris. Jim has been around the mortgage industry for most of his life. His father, the late Don Norris, was founder and President of Commonwealth Savings and Commonwealth Mortgage during the 1970 and 80’s.  Since 1993, Sweetwater Mortgage Company has tirelessly served the Texas real estate community earning an excellent reputation for great rates and closing costs, diverse loan programs, personal customer service, integrity, and “cutting-edge” technology.


In 1992, Don Norris founded Texas Homeplace Mortgage Company which was headquartered in New Braunfels, Texas.  Texas Homeplace enjoyed much success and developed an outstanding reputation for customer service, integrity, and excellence as it served the mortgage needs in small towns across Texas such as New Braunfels, Brenham, and others. Today, Sweetwater is carrying on the tradition that Don Norris started by establishing Texas Homeplace Mortgage Company as our "small town" mortgage division. The first branch of Texas Homeplace opened August 2010 in Brenham, Texas.



« We are not just a mortgage broker.  We have been a Correspondent Lender since 2005, so we close in our name with our own warehouse lines.

« We can also handle credit challenges with our FHA approval since 2002.

« We have diverse loan programs such as VA, FHA, Non-Warrantable Condos, and more!

« We have in-House Doc Drawing and Funding which means Fast Closings!

« We have closed closed $338,909,820 since 2002!


« During our 2010 & 2012 Examinations, the Texas Department of Savings and Mortgage Lending awarded Sweetwater with the highest possible Compliance Rating of a "1" which they define as, “A mortgage broker/correspondent lender in this category is in a strong compliance position”.


« We received the Better Business Bureau's Gold Star Award for Outstanding Customer Service in 2007, 2009, 2010, 2011, 2012 & 2013.


« We received LendingTree's "Most Improved Lender - Purchase Close Rate” in 2006.


« We have very competitive rates as evidenced by a nationwide survey conducted by the Wall Street Journal!


« We provide Complimentary Websites for Listing Agents' new listings!



Click HERE to see all of our Customer Testimonies!

« "Jim and your team, Thanks for getting this refi done. Sweetwater has my referral's going forward."

- Curtis, Spring, TX


« "Overall we were very pleased with Sweetwater and Jim, the person assigned to our refinance. Jim was extremely responsive and very quick to answer questions. He was also very patient and flexible with us, as our refi process was also a race against a baby. (Fortunately he got us closed before the baby came!) I know we're not supposed to mention 3rd parties, but we were also pleased with the title company Jim chose."

- Amy, Houston, TX


« " Great service, very quick responses to questions. I can't say enough good things about Jim Norris and Sweetwater.The process was fast, thorough and professional. Simply outstanding!"

- John, Houston, TX


« "I would highly recommend Elle at Sweetwater Mortage to handle any of your financial needs. She gave great advise and showed a lot of patience in the time that it took us to close. A great big THANK YOU goes out to her and Sweetwater Mortgage"

- San Angelo, TX


« "Had excellent response time and all costs were well within the estimates. Could not be more pleased with the experience. Being able to everything online was nice, especially uploading edocs. No faxing necessary"

- Pilot Point, TX


« "Sweetwater Mortgage did a great job with my refinance loan. I got a 15 year fixed rate of 3.75%. I was very pleased at how Jim Norris updated us everyday to let us know the status of our loan. The process took longer than I expected, but it worked out great in the long run because we lower rate than we were initially told. Overall, I had a great experience and would definately recommend Sweetwater mortgage to my friends, family, or anyone else looking for a home loan!"

- Jonny, Austin, TX


« "Jim, Renee and I wanted to thank you for the fantastic job you did closing our loan!  As you know, we aren’t novice real estate professionals and have dealt with many lenders/brokers (both residential and commercial) before and I must say that our experience with you was second to none! We knew that, based on the complexity of this deal, we might have to make adjustments here or there, but your guidance helped create the most optimum solution available. I thank you very much for your time and effort and look forward to the next deal we do together!"

- Steve and Renee, Dallas, TX


« "Elle, Thank you. It's been a pleasure working with you. I really appreciate your off-hour availability and rapid response time. Both my wife and I work regular jobs so it made it much easier on us to be able to communicate with you during the evenings/weekends. I also appreciate your ability to deliver on the target closing date. I realize that's not easy in this refinancing overload environment. Overall the process was very smooth. My family is really looking forward to moving into our new home. Thanks for making it happen."

- James, Kennedale, TX


« "Thank you for all your help."

- Ken W., Houston, TX for Jim Norris


« " Elle - A friend and co-worker is looking at possibly buying a home. I explained that I was happy with SweetWater and had used them twice so far."

- Mitch, Spring, TX


« " Thanks, Jim. It was a very good experience to work with you and Elle"

- Yanan, Houston, TX


« "Thank you so much not only for the kind encouraging words but for your efforts and diligence in this effort. Be blessed in all you do. Hope I will be able to send you business sometime."

- Randy H., Cedar Park, TX for Jim Norris


« "Thanks Jim. This was an awesome experience."

- Jerry S., Houston, TX


« "Thank you very much for everybodies help in reaching the ultimate goal of home ownership. I think next around I would choose the same team again."

- Rahul G., Houston, TX for Jim Norris

« "Getting a mortgage might be painful, but with Sweetwater it was a SWEET experience for us, even from the very beginning, where we could not imagine just a couple of emails and phone calls a week would finally realize our dream home."

- LendingTree Consumer Satisfaction Comment


« "Excellent rates and customer service. Would recommend to anyone. "

- LendingTree Consumer Satisfaction Comment


« "My re-fi was an awesome experience. Very professional and very straight forward. I have recommended them to one friend and will do it again if I hear that anyone is looking to re-finance."

- LendingTree Consumer Satisfaction Comment for Jim Norris



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