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Rates Last Updated on 9/7/10, 10:20 AM CST
*This is an "Itemized Fee Worksheet" and not a Good Faith Estimate. The APR is an estimate and does not include costs such as interim interest. FICO Rqmt is for the Loan Program, not necessarily the Rate. Rates and terms are subject to change at any time and restrictions may apply based on property type, occupancy, changes in credit, changes in market conditions, etc..
| Loan Officer Information | |
|---|---|
| Jim Norris | |
| Phone | 281-970-1082 ext 1 |
| jim@sweetwatermortgage.com | |
| Borrower Information |
|---|
| Updated: Tuesday, August 17, 2010 |
| Borrower Name : Joe Consumer |
| Property Address: 123 Main St |
 30 Year Fixed
100% LTV VA 30 Year Fixed
100% LTV VA 15 Year Fixed 96.50% LTV FHA 30 Year Fixed 96.50% LTV FHA 20 Year Fixed 96.50% LTV FHA 15 Year Fixed 95% LTV 30 Year Fixed 95% LTV 20 Year Fixed 95% LTV 15 Year Fixed 95% LTV 10 Year Fixed 95% LTV 5/1 LIBOR ARM 90% LTV 30 Year Fixed 90% LTV 20 Year Fixed 90% LTV 15 Year Fixed 90% LTV 10 Year Fixed 90% LTV 5/1 LIBOR ARM 80% LTV 30 Year Fixed 80% LTV 20 Year Fixed 80% LTV 15 Year Fixed 80% LTV 10 Year Fixed 80% LTV 5/1 LIBOR ARM |
|
|---|---|
| Loan Information | |
Sales Price |
$150,000 |
| Loan Amount | $120,000 |
| Interest Rate | 4% |
| Monthly Payment | |
| P&I | 573 |
| Total Monthly Pmt | $ 573 |
| Funds at Closing | |
| Down Payment | 30,000 |
| Admin Fee - Inv | 630 |
| Loan Services - Attny | 325 |
| Attny Fee - Attny | 50 |
| Processing Fee - SMC | 350 |
| Admin Fee - SMC | 350 |
| VOE/4506T | 44 |
| Mtg Brkr Fee - SMC | 350 |
| Escrow Fee – Title | 200 |
| Recording Fee – Title | 128 |
| Endorsements – Title | 125 |
| Tax Cert - Title | 65 |
| Title Insurance - Title | 100 |
| Earnest Money | -1000 |
 |
|
| Total Funds at Closing | $31,717 |
| A.P.R.* | 4.177% |
| FICO Rqmt.* | 660 |
| Comments | |
| Other possible costs are up-front credit report fee of $35, appraisal fee ranging from $75-$425, escrow waiver fee of .25 (if the loan is <=80% LTV), survey (if an existing one is not available), and homeowner's insurance. | |
20 Year Fixed
100% LTV VA 30 Year Fixed
100% LTV VA 15 Year Fixed 96.50% LTV FHA 30 Year Fixed 96.50% LTV FHA 20 Year Fixed 96.50% LTV FHA 15 Year Fixed 95% LTV 30 Year Fixed 95% LTV 20 Year Fixed 95% LTV 15 Year Fixed 95% LTV 10 Year Fixed 95% LTV 5/1 LIBOR ARM 90% LTV 30 Year Fixed 90% LTV 20 Year Fixed 90% LTV 15 Year Fixed 90% LTV 10 Year Fixed 90% LTV 5/1 LIBOR ARM 80% LTV 30 Year Fixed 80% LTV 20 Year Fixed 80% LTV 15 Year Fixed 80% LTV 10 Year Fixed 80% LTV 5/1 LIBOR ARM |
|
|---|---|
| Loan Information | |
Sales Price |
$150,000 |
| Loan Amount | $120,000 |
| Interest Rate | 4% |
| Monthly Payment | |
| P&I | 727 |
| Total Monthly Pmt | $ 727 |
| Funds at Closing | |
| Down Payment | 30,000 |
| Admin Fee - Inv | 630 |
| Loan Services - Attny | 325 |
| Attny Fee - Attny | 50 |
| Processing Fee - SMC | 350 |
| Admin Fee - SMC | 350 |
| VOE/4506T | 44 |
| Mtg Brkr Fee - SMC | 350 |
| Escrow Fee – Title | 200 |
| Recording Fee – Title | 128 |
| Endorsements – Title | 125 |
| Tax Cert - Title | 65 |
| Title Insurance - Title | 100 |
| Earnest Money | -1000 |
|
|
| Total Funds at Closing | $31,717 |
| A.P.R.* | 4.246% |
| FICO Rqmt.* | 660 |
| Comments | |
| Other possible costs are up-front credit report fee of $35, appraisal fee ranging from $75-$425, escrow waiver fee of .25 (if the loan is <=80% LTV), survey (if an existing one is not available), and homeowner's insurance. | |
15 Year Fixed
100% LTV VA 30 Year Fixed
100% LTV VA 15 Year Fixed 96.50% LTV FHA 30 Year Fixed 96.50% LTV FHA 20 Year Fixed 96.50% LTV FHA 15 Year Fixed 95% LTV 30 Year Fixed 95% LTV 20 Year Fixed 95% LTV 15 Year Fixed 95% LTV 10 Year Fixed 95% LTV 5/1 LIBOR ARM 90% LTV 30 Year Fixed 90% LTV 20 Year Fixed 90% LTV 15 Year Fixed 90% LTV 10 Year Fixed 90% LTV 5/1 LIBOR ARM 80% LTV 30 Year Fixed 80% LTV 20 Year Fixed 80% LTV 15 Year Fixed 80% LTV 10 Year Fixed 80% LTV 5/1 LIBOR ARM |
|
|---|---|
| Loan Information | |
Sales Price |
$150,000 |
| Loan Amount | $120,000 |
| Interest Rate | 3.75% |
| Monthly Payment | |
| P&I | 873 |
| Total Monthly Pmt | $ 873 |
| Funds at Closing | |
| Down Payment | 30,000 |
| Admin Fee - Inv | 630 |
| Loan Services - Attny | 325 |
| Attny Fee - Attny | 50 |
| Processing Fee - SMC | 350 |
| Admin Fee - SMC | 350 |
| VOE/4506T | 44 |
| Mtg Brkr Fee - SMC | 350 |
| Escrow Fee – Title | 200 |
| Recording Fee – Title | 128 |
| Endorsements – Title | 125 |
| Tax Cert - Title | 65 |
| Title Insurance - Title | 100 |
| Earnest Money | -1000 |
|
|
| Total Funds at Closing | $31,717 |
| A.P.R.* | 4.063% |
| FICO Rqmt.* | 660 |
| Comments | |
| Other possible costs are up-front credit report fee of $35, appraisal fee ranging from $75-$425, escrow waiver fee of .25 (if the loan is <=80% LTV), survey (if an existing one is not available), and homeowner's insurance. | |