Sweetwater Mortgage Company

With over three decades of experience guiding Texas families home.

Built on a strong foundation of over a half-billion dollars in successfully closed loans.

Building lasting relationships on trustworthiness.

Over 30 Years of Happy
Home Owners

“Getting a mortgage might be painful, but with Sweetwater it was a SWEET experience for us, even from the very beginning, where we could not imagine just a couple of emails and phone calls a week would finally realize our dream home.” – LendingTree Consumer Satisfaction Comment

Experienced and Trustworthy

Sweetwater Mortgage Company was founded January 1, 1994 by Jim Norris. Jim has been around the mortgage industry for most of his life. His father, the late Don Norris, was founder and President of Commonwealth Savings and Commonwealth Mortgage during the 1970 and 80’s.

Since 1994, Sweetwater Mortgage Company has tirelessly served the Texas real estate community earning an excellent reputation for great rates and closing costs, diverse loan programs, personal customer service, integrity, and “cutting-edge” technology.

National Average Rates

The Sweetwater Advantage

Longstanding

We’ve been in business for over 30 years and remain one of the most competitive mortgage lenders in the industry.

Trustworthy

Our extensive list of customer testimonials alone testifies of our ability to be trusted during this critical phase of obtaining a home mortgage. We’ve also received the “Gold Star Award” from the Better Business Bureau from 2007 to 2021.

The Best

While other mortgage companies in the industry focus on being the biggest, our focus is to be the best. We constantly push our standards to achieve this through the practice of four areas of excellence that we require in our Loan Originators and Employees: Spiritual, Emotional, Mental, and Physical.

Sweetwater Mortgage team: Gayle Valentine-Hill, Jim Norris and Ellen Norris

What Our Clients Say

LendingTree Consumer Satisfaction Comment for Jim Norris

“My refi was an awesome experience. Very professional and very straightforward. I have recommended them to one friend and will do it again if I hear that anyone is looking to refinance.”

LendingTree Consumer Satisfaction Comment

“Excellent rates and customer service. Would recommend to anyone.”

LendingTree Consumer Satisfaction Comment

“Getting a mortgage might be painful, but with Sweetwater it was a SWEET experience for us, even from the very beginning, where we could not imagine just a couple of emails and phone calls a week would finally realize our dream home.”

Rahul G., Houston, TX for Jim Norris

“Thank you very much for everybody’s help in reaching the ultimate goal of home ownership. I think next time around I would choose the same team again.”

Jerry S., Houston, TX

“Thanks, Jim. This was an awesome experience.”

Randy H., Cedar Park, TX for Jim Norris

“Thank you so much, not only for the kind, encouraging words but for your efforts and diligence. Be blessed in all you do. I hope I will be able to send you business sometime.”

Yanan, Houston, TX

“Thanks, Jim. It was a very good experience to work with you and Elle.”

Mitch, Spring, TX

“Elle, a friend and co-worker is looking at possibly buying a home. I explained that I was happy with Sweetwater and had used them twice so far.”

Ken W., Houston, TX for Jim Norris

“Thank you for all your help.”

Reviews on LendingTree

Sweetwater Mortgage Company

(4.25 of 5) 198 Reviews

Absolutely the best in the busi ... More
Ellen made the entire process, ... More
In 50 years of buying and selli ... More

Disclosures Read all reviews

Our Loan Originators

Ellen Norris (RMLO #304630)

Operations Manager & Residential Mortgage Loan Originator

Gayle Valentine-Hill (RMLO #298234)

Residential Mortgage Loan Originator

Sweetwater Mortgage Company

Over 30 Years of Happy
Home Owners